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Privacy Policy

Island Budget (“we”, “our”, or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you use the Island Budget mobile application (“the App”).


1. Information We Collect

We only collect information necessary to provide budgeting functionality.

a. Information You Provide
  • Name or display name (optional)

  • Email address

  • Account and transaction data you enter

  • Budget categories, goals, reminders, and splits

  • Profile photo (optional)

b. Automatically Collected Information
  • Device type and operating system

  • App usage data (non-identifiable analytics)

  • App language and locale

  • Crash and performance diagnostics

We do not collect:

  • Government ID numbers

  • Bank login credentials

  • Phone contacts

  • Location tracking data

  • Gender or date of birth

 

2. How We Use Your Information

We use your data to:

  • Provide budgeting, tracking, and reminder features

  • Sync and store your financial data securely

  • Improve app performance and reliability

  • Send important service notifications

  • Provide customer support

We do not sell or rent your personal data.

 

3. Data Storage & Security

  • All data is stored securely using industry-standard encryption

  • Sensitive information is protected at rest and in transit

  • Access to user data is restricted and monitored

While no system is 100% secure, we follow best practices to protect your information.

 

4. Third-Party Services

Island Budget may use trusted third-party services for:

  • Analytics

  • Cloud storage

  • Push notifications

  • Payment processing (subscriptions)

These services are required to comply with strict data protection standards.

 

5. Your Rights & Choices

You may:

  • Update or correct your information at any time

  • Export your data (where available)

  • Delete your account and associated data

  • Opt out of non-essential notifications

Account deletion permanently removes your data from our systems, subject to legal obligations.

 

6. Children’s Privacy

Island Budget is not intended for children under 13.
We do not knowingly collect personal data from children.

 

7. Changes to This Policy

We may update this Privacy Policy from time to time.
Changes will be reflected with an updated date.

 

8. Contact Us

If you have questions about this Privacy Policy, contact us at:

📧 [email protected]